Tim Hawkins, Todd Jacobson and Bob Robinson have assisted area individuals and businesses for more than 20 years. In 2003, they combined their education, experience and professionalism to form HJR Financial Group, where they continue to offer investment, retirement, college education, estate, insurance and risk management planning.

HJR Financial GroupHJR Financial Group is focused on your long-term goals. We build long-term relationships with clients as we help create and update portfolios with risk tolerance and time horizon in mind.

In today's business environment, it is important to understand employee and business owner needs when developing benefit plans for employer groups. Our ability to understand these needs helps us provide custom solutions for a wide range of small businesses. HJR Financial Group is committed to assisting local business owners provide competitive benefits, including pension plans, group health, life, disability and dental insurance.
Calculators

Credit Card Debt

How Long Will It Take to Pay my Balance?

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

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Newsletters

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

Leaving Your Home Out of the Retirement Equation

Plummeting home prices and increased borrowing cut U.S. home equity by more than 60% during the Great Recession — and housing prices have not yet recovered. This article considers the potential drawbacks of depending on home equity to help fund retirement.

HOT TOPIC: European News Causes Market Mood Swings

In recent weeks, the yields on Italian bonds spiked to more than 7%, suggesting the sovereign debt crisis was spreading to a much larger economy and eluding the European Union’s efforts to contain it. The U.S. stock and bond markets have responded to the headlines coming out of Europe. This article explores the role of political risk in U.S. financial market volatility.

HOT TOPIC: Breaking Down the Debt-Ceiling Compromise

The Budget Control Act of 2011 raised the federal debt ceiling, mandated modest but significant caps on discretionary spending over the next ten years, and left the details of larger deficit reduction to a 12 member, bipartisan “super committee.” The main provisions of the law include the assumption that higher tax rates will return in 2013.

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