Tim Hawkins, Todd Jacobson and Bob Robinson have assisted area individuals and businesses for more than 20 years. In 2003, they combined their education, experience and professionalism to form HJR Financial Group, where they continue to offer investment, retirement, college education, estate, insurance and risk management planning.

HJR Financial GroupHJR Financial Group is focused on your long-term goals. We build long-term relationships with clients as we help create and update portfolios with risk tolerance and time horizon in mind.

In today's business environment, it is important to understand employee and business owner needs when developing benefit plans for employer groups. Our ability to understand these needs helps us provide custom solutions for a wide range of small businesses. HJR Financial Group is committed to assisting local business owners provide competitive benefits, including pension plans, group health, life, disability and dental insurance.
Calculators

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Disability Income Insurance

How much Disability Income Insurance do you need?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

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Newsletters

Preparing to Turn the Corner

What happens to a multiple-owner business when one of them chooses to retire or must leave suddenly for some other reason? Death, disability, divorce, & bankruptcy are just a few of the events that can affect one owner and threaten the future of the business. This article discusses the reasons why it may make sense for a small business to have a buy-sell agreement in place.

HOT TOPIC: European News Causes Market Mood Swings

In recent weeks, the yields on Italian bonds spiked to more than 7%, suggesting the sovereign debt crisis was spreading to a much larger economy and eluding the European Union’s efforts to contain it. The U.S. stock and bond markets have responded to the headlines coming out of Europe. This article explores the role of political risk in U.S. financial market volatility.

HOT TOPIC: Understanding the Three New U.S. Trade Agreements

Congress recently approved trade agreements with South Korea, Columbia, and Panama. They are the first U.S. trade agreements in four years. This article examines the pros and cons of the agreements and how they may stimulate the U.S. economy.

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

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